Dubai has revised the conditions for obtaining a residency visa linked to property purchases. The new requirements, published by the Dubai Land Department, make the system more flexible and accessible for investors.
The main change concerns the two-year investor visa. The minimum property value threshold for sole owners has now been removed, significantly expanding the pool of potential applicants. Previously, participation in the program required an investment of at least 750,000 dirhams, but now the key factor is ownership itself rather than the transaction amount.
Investors no longer need a high entry threshold
The updated rules allow applicants to obtain a two-year residence permit even when purchasing relatively affordable properties, provided they are fully owned by a single individual. This decision makes the market more accessible for private investors and buyers with limited budgets.
Real estate experts note that this move could stimulate demand for smaller apartments and entry-level properties, especially among foreign buyers considering the UAE as a place to live or invest.
At the same time, a clear restriction has been introduced for jointly owned properties. Each investor must hold a share worth at least 400,000 dirhams to qualify for a visa. This rule prevents the artificial division of ownership into minimal shares solely to obtain residency status. In this way, the authorities aim to maintain a balance between accessibility and genuine investment in the country’s economy.
Unified digital application system
The changes are part of a broader reform aimed at simplifying visa procedures. Today, applications are processed through a unified digital platform that integrates the services of the land department and migration authorities.
By 2026, a three-tier system of residency visas linked to real estate has been established in the country. In addition to the updated two-year visa, the long-term Golden Visa, valid for 10 years, remains in place and requires an investment starting from 2 million dirhams. A five-year program is also available for retirees over the age of 55, subject to financial requirements. Additionally, authorities have removed the requirement for a minimum initial payment of 1 million dirhams for obtaining the Golden Visa, further simplifying access to long-term residency.
How this will affect the real estate market
Analysts believe that the new rules will boost interest in more affordable market segments and increase the number of mid-range property transactions. Dubai continues to adapt its policies amid strong competition among global investment hubs. The changes are also expected to influence deal structures, with investors more frequently choosing between full ownership and joint purchases in light of the new financial thresholds.
In the long term, this strategy may strengthen Dubai’s position as one of the most attractive real estate markets for international investors, offering flexible entry conditions and transparent residency rules.